Are All Banks Bastards?

Are All Banks Bastards?

Author: Stephanie Retchless

Publisher: eBookIt.com

ISBN: 9781456604622

Category: Business & Economics

Page: 166

View: 646

A chat over coffee describing what happened to the banking world in Australia and some tid-bits on how to beat the banks by understanding how they work. In the main I wrote this book to expose how banks went from a customer service industry to that of a sales industry. Would you like fries with that?

The Complete Idiot's Guide To Managing Your Money, 4th Edition

The Complete Idiot's Guide To Managing Your Money, 4th Edition

Author: Christy Heady

Publisher: Penguin

ISBN: 9781615643875

Category: Business & Economics

Page: 371

View: 711

Expert financial columnist Robert K. Heady and financial writer Christy Heady take readers step-by-step through the process of getting their finances under control. With new, updated content for today's post-boom, cautious climate, this author team gives readers the knowledge they need to succeed. New content includes expanded and updated coverage on debt and expense management; updated and additional information on financial law; and up-to-date data based on forecasts, trends, and projected economic recovery. 3 million people have lost their jobs and Americans are in 'personal' debt to a record total of $2 trillion. All-new and updated content on the latest developments in investing, the economy, and the markets.

The Routledge Companion to Banking Regulation and Reform

The Routledge Companion to Banking Regulation and Reform

Author: Ismail Ertürk

Publisher: Routledge

ISBN: 9781135007140

Category: Business & Economics

Page: 436

View: 470

The Routledge Companion to Banking Regulation and Reform provides a prestigious cutting edge international reference work offering students, researchers and policy makers a comprehensive guide to the paradigm shift in banking studies since the historic financial crisis in 2007. The transformation in banking over the last two decades has not been authoritatively and critically analysed by the mainstream academic literature. This unique collection brings together a multi-disciplinary group of leading authorities in the field to analyse and investigate post-crisis regulation and reform. Representing the wide spectrum of non-mainstream economics and finance, topics range widely from financial innovation to misconduct in banking, varieties of Eurozone banking to reforming dysfunctional global banking as well as topical issues such as off-shore financial centres, Libor fixing, corporate governance and the Dodd-Frank Act. Bringing together an authoritative range of international experts and perspectives, this invaluable body of heterodox research work provides a comprehensive compendium for researchers and academics of banking and finance as well as regulators and policy makers concerned with the global impact of financial institutions.

Bank 4.0

Bank 4.0

Author: Brett King

Publisher: John Wiley & Sons

ISBN: 9781119506508

Category: Business & Economics

Page: 352

View: 663

Winner of best book by a foreign author (2019) at the Business Book of the Year Award organised by PwC Russia The future of banking is already here — are you ready? Bank 4.0 explores the radical transformation already taking place in banking, and follows it to its logical conclusion. What will banking look like in 30 years? 50 years? The world’s best banks have been forced to adapt to changing consumer behaviors; regulators are rethinking friction, licensing and regulation; Fintech start-ups and tech giants are redefining how banking fits in the daily life of consumers. To survive, banks are having to develop new capabilities, new jobs and new skills. The future of banking is not just about new thinking around value stores, payment and credit utility — it’s embedded in voice-based smart assistants like Alexa and Siri and soon smart glasses which will guide you on daily spending and money decisions. The coming Bank 4.0 era is one where either your bank is embedded in your world via tech, or it no longer exists. In this final volume in Brett King’s BANK series, we explore the future of banks amidst the evolution of technology and discover a revolution already at work. From re-engineered banking systems, to selfie-pay and self-driving cars, Bank 4.0 proves that we’re not on Wall Street anymore. Bank 4.0 will help you: Understand the historical precedents that flag a fundamental rethinking in banking Discover low-friction, technology experiences that undermine the products we sell today Think through the evolution of identity, value and assets as cash and cards become obsolete Learn how Fintech and tech “disruptors” are using behaviour, psychology and technology to reshape the economics of banking Examine the ways in which blockchain, A.I., augmented reality and other leading-edge tech are the real building blocks of the future of banking systems If you look at individual technologies or startups disrupting the space, you might miss the biggest signposts to the future and you might also miss that most of we’ve learned about banking the last 700 years just isn’t useful. When the biggest bank in the world isn’t any of the names you’d expect, when branch networks are a burden not an asset, and when advice is the domain of Artificial Intelligence, we may very well have to start from scratch. Bank 4.0 takes you to a world where banking will be instant, smart and ubiquitous, and where you’ll have to adapt faster than ever before just to survive. Welcome to the future.

Kiplinger's Personal Finance

Kiplinger's Personal Finance

Author:

Publisher:

ISBN:

Category:

Page: 96

View: 231

The most trustworthy source of information available today on savings and investments, taxes, money management, home ownership and many other personal finance topics.

Digital Human

Digital Human

Author: Chris Skinner

Publisher: John Wiley & Sons

ISBN: 9781119511908

Category: Business & Economics

Page: 328

View: 193

Digital is far-reaching and ubiquitous - everything you know is about to change. We are living in the fourth age of humanity. First, we became human. Then we became civilized. The third age saw the creation of commerce. Now, we are becoming digital. Technology has changed the way we communicate, trade, and transact, with repercussions extending far beyond our personal spheres. Digital Human is a visionary roadmap for the future, a timely guide on how to navigate the world of finance as we create the next generation of humanity. It explores the digital evolution’s impact and offers clear insights on thriving in this new era. Human and business relationships are evolving, and existing businesses must undergo substantial transformative changes to compete with the smaller, “lighter,” and more agile companies that are able to quickly maneuver to match shifting consumer demands. A lack of online presence has become unthinkable, as consumer preferences continue to trend heavily toward online business and transactions—is your company equipped to thrive in this new era? While there is no definitive guide to this new reality, this insightful resource provides the starting point and roadmap to digital success in the financial services arena, covering aspects such as: Digital is not merely a “bolting on” of technology to produce results faster and cheaper, but a complete rethinking of common business practices and notions of efficiency and customer engagement Rethinking business starts with the customer - new business models are constructed entirely around this single, guiding principle A digital business model is all about connectivity, with front-office apps tied in to both back-office analytics and marketplaces with many players and segments Businesses must open their operations to this marketplace of players through APIs, necessitating a conversion of many core systems Central business and technology systems must change to adapt to new market entrants and new technologies that range from AI for back-office analytics to Distributed Ledger Technology (DLT) for global operations Leaders must rethink their businesses to be fit for the future digital age, and this comprehensive resource shines a spotlight on the key elements to this transformation.

Fast Money

Fast Money

Author: Jason Cunningham

Publisher: John Wiley & Sons

ISBN: 9781118612958

Category: Business & Economics

Page: 280

View: 239

Do your finances control you? Frustrate you? Limit you? Welltake control of your money today and get more of what you want fromlife. Financial expert and money man on The Living Room, JasonCunningham guides you through one of the biggest financialdecisions of your life, buying property. Whether it be your home oran investment property, Jason will help you put on yourinvestor’s cap and make the most of your property purchase.Fast Money: Profit From Property is a jargon-free, practicalguide that will get you started on your journey to financialfreedom with bricks and mortar, fast!

Welcome to Loserville

Welcome to Loserville

Author: Mimmi Firewood

Publisher: Balboa Press

ISBN: 9781982211714

Category: Fiction

Page: 116

View: 942

A warm welcome isn’t what greets the Smartuss family in their new hometown of Loserville. Trying to fit in, the family encounters shady characters in a series of avoidable and humorous misfortunes leading them to challenge their situation in a court battle. The family uncovers secret documents, finding thus a false hope of overcoming bankruptcy and ending the streak of bad luck once and for all.

I Will Teach You To Be Rich

I Will Teach You To Be Rich

Author: Ramit Sethi

Publisher: Hachette UK

ISBN: 9781848944886

Category: Business & Economics

Page: 169

View: 777

I Will Teach You To Be Rich is a practical approach delivered with a non-judgemental style based on the four pillars of personal finance – banking, saving, budgeting and investing – and the wealth-building ideas of personal entrepreneurship. Witty, entertaining, wise and practical, Ramit Sethi explains how to automate your money flow - i.e. earn while sleeping, why your new best friend should be the taxman and how to beat banks and credit cards at the fee game. How do you negotiate a raise? How can you manage student loans? And can you still enjoy your daily latte and buy that iPhone? Sethi's 6-week plan shows you how: Week 1: Optimise your credit cards and learn exactly what to say to get fees waived Week 2: Set up no-fee, high-interest bank accounts that won't cost you Week 3: Open investment accounts even with a small amount of money Week 4: Figure out how much you’re spending. And then learn how to make your money go where you want it to go! Week 5: Automate your new infrastructure to make your accounts play nicely together Week 6: Why investing isn't the same as picking stocks - how to get the most out of the market with very little work.

Where's My Money?

Where's My Money?

Author: Jason Cunningham

Publisher: John Wiley and Sons

ISBN: 9781118305270

Category: Business & Economics

Page: 224

View: 576

Are you sick of living from payday to payday? Do you wish for a secure financial future? Are you always asking yourself ‘Where has my money gone?' Packed with practical tools and real-life examples, Where's My Money? will help you to take charge of your financial future and make your dreams a reality. This 10-step, plain-English guide has something for everyone -- whether you earn $35K or $350K. Inside you'll discover how to: earn more money-- and keep more of it grow your money by investing it in property and shares master your mortgage and own two properties outright before you retire use a business to fast-track your financial goals protect your assets and reduce your tax commitments. Whether you're struggling under the weight of a mountain of debt or wanting to speed up your financial success, Where's My Money? is the book for you!

Inflation-Proof Your Portfolio

Inflation-Proof Your Portfolio

Author: David Voda

Publisher: John Wiley & Sons

ISBN: 9781118283219

Category: Business & Economics

Page: 224

View: 352

The must-have guide on how to protect yourself during the comingage of hyperinflation The Petersen/Pew Commission on Budget Reform recently warnedthat the national debt was expected to grow from 40 percent of thegross domestic product (GDP) in 2009 to 85 percent in 8 years, 100percent in 12 years, and 200 percent by 2038. In other words, injust a few years the U.S. will owe twice as much as it produces.Since no conceivable level of taxes and borrowing will enable thecountry to service such an enormous debt, it is inevitable thatgovernment will turn to the same tricks its antecedents have beenplaying since Ancient Rome: debasing the dollar and lettinginflation run rampant. Inflation-Proof Your Portfolio: ProtectYour Money from the Coming Government Hyperinflation is yourguide to understanding the debt crisis and rising inflation, packedwith the key tools you need to protect yourself from thefallout. Neither an economic treatise nor a collection of specificinvestment advice, the book is intended as a resource to helpempower citizens to take action to protect their money from thecoming government-induced hyperinflation Essential reading for individual investors and general businessreaders alike who want to keep their money safe when inflation setsin A runaway self-publishing hit, this new edition is fullyrevised and updated Get the information you need to formulate your own plan ofaction to protect your investments The U.S. dollar is almost certain to have a sustained run ofextremely high inflation over the next decade because of continuedhuge government deficits and unfunded liabilities, and this book isthe resource you need to be ready.