Never Fall Victim to Wall Street Again Recently, most people have been victimized by the revenue generating machine that is Wall Street. The truth is, Wall Street only cares about making the most revenue they can from you. You will learn: The 20%/65% rule of investing in both bear and bull markets. When and why to move your investments to cash. Why agency relationships and suitability are a far cry from fiduciary responsibility. How to convert your IRA to a tax-free Roth IRA using either a Home Equity Line of Credit, a Reverse Mortgage, or a Real Estate Option. A way to pay off your 30-year mortgage in ten or eleven years. How you can get rid of credit card debt in months, not years. Why segmenting your money and using principal for income may put you in a lower tax bracket. How to do a background check on your financial advisor annually. What to look out for in regard to outlandish performance claims by financial advisors. The strategies presented herein will teach you how to have a consistent process and a plan for your success. You will never again fall victim to Wall Street's shenanigans.
In this witty, eye-opening guide, Certified Financial Planner and Chartered Mutual Fund Counselor Rick Johnson shares his no-holds-barred approach to investing. Drawing on more than twenty years of experience in financial services, he shows hard-working Americans how to design successful investment portfolios and build financial strategies that are fully aligned with their personal values and life goals. Johnson debunks commonly held myths, exposes misconceptions, and delivers plenty of practical advice and relevant, real-world techniques and secrets for: Avoiding the usual-and costly-mistakes that even professionals make Determining how much risk you can tolerate Setting reasonable, achievable expectations (and then meeting or exceeding them) Designing a custom portfolio centered on your individual values, needs, and goals and accounting for future contributions, expenditures, and withdrawal needs Simultaneously investing for good markets and bad markets Selecting and hiring a financial professional And, ultimately, making more money by investing less aggressively With Johnson's grounded advice, you'll not only keep your assets-you'll multiply them. With vigilance, dedication, and discipline, you will live more richly, fulfill your goals and dreams, and achieve the financial security you need.
Money begets money if we invest it properly. There are many investment vehicles and saving mantras that you can use to drive your money to make more money. Wise investment and saving not only gives you financial freedom but also helps in achieving your goal. Both your personal and social life will be better and happier if you become rich. Tax Guru Mr Subhash Lakhotia here presents a lot of practical money making ideas to make your investment strategy more fruitful and more beneficial. Subhash Lakhotia is the Director of 'R.N. Lakhotia and Associates'. He is in the field of income tax for 40 years. He is famous for giving valuable suggestions in tax planning, tax documentation and investment planning. The Director of 'Lakhotia College of Taxation and Management', Subhash Lakhotia gives his suggestions through many daily national newspapers. With his famous coarse 'Zero to Hero in Income Tax', he gives suggestions to people regarding taxation and tax planning and gives benefit to the people through seminars and lecture meetings. His popular TV show named 'Tax Guru' can be viewed on CNBC Awaaz.
This comprehensive eBook presents the complete Human Comedy of Honoré de Balzac in English, with beautiful illustrations, concise introductions and the usual Delphi bonus material. (28MB Version 1) * Beautifully illustrated with images relating to Balzac's life and works * Concise introductions to the novels and other works * The COMPLETE 'La ComÈdie humaine' in English translation * The whole series is precisely organised into Balzac's plan * Includes Balzac's introduction AVANT-PROPOS * Images of how the books were first printed, giving your eReader a taste of the original texts * Famous works such as FATHER GORIOT, COUSIN BETTY, THE MAGIC SKIN and many more are illustrated with their original artwork * Balzac's five plays * Criticism section, with seven essays by writers such as Henry James and Leslie Stephen, evaluating Balzac's contribution to literature * Features five biographies - discover in depth Balzac's literary life! * Scholarly ordering of texts into chronological order and literary genres * Special CHARACTERS resource, with information on all members of the cast 'La Comédie humaine', with references to the novels and stories they appear in Please visit www.delphiclassics.com to browse our range of exciting titles. CONTENTS: THE HUMAN COMEDY THE HISTORY OF 'LA COM…DIE HUMAINE' AVANT-PROPOS (PREFACE) THE COMPLETE HUMAN COMEDY - OVER 110 NOVELS AND STORIES (too many to list) The Short Stories DROLL STORIES THE NAPOLEON OF THE PEOPLE The Plays INTRODUCTION TO BALZAC'S DRAMAS by J. Walker McSpadden VAUTRIN THE RESOURCES OF QUINOLA PAMELA GIRAUD THE STEPMOTHER MERCADET RESOURCES The Criticism HONOR… DE BALZAC by Henry James A LETTER, 1883 by Robert Louis Stevenson BALZAC by John Cowper Powys BALZAC'S NOVELS by Leslie Stephen BALZAC by William Ernest Henley BALZAC AS A DRAMATIST by Epiphanius Wilson THE NOVEL by D. H. Lawrence The Biographies HONOR… DE BALZAC by Albert Keim and Louis Lumet HONOR… DE BALZAC, HIS LIFE AND WRITINGS by Mary F. Sandars BALZAC AND MADAME HANSKA by Elbert Hubbard BALZAC by Frederick Lawton WOMEN IN THE LIFE OF BALZAC by Juanita Helm Floyd Glossary of Characters in 'La ComÈdie humaine' Please visit www.delphiclassics.com to view the full list
The Human Comedy (French: La Comédie Humaine) is the title of Honoré de Balzac's multi-volume collection of interlinked novels and stories depicting French society in the period of the Restoration (1815-1830) and the July Monarchy (1830–1848). It consists of 91 finished works (stories, novels or analytical essays) and 46 unfinished works (some of which exist only as titles). It does not include Balzac's five theatrical plays or his collection of humorous tales, the "Contes drolatiques" (1832–37). The title of the series is usually considered an allusion to Dante's Divine Comedy; while Ferdinand Brunetière, the famous French literary critic, suggests that it may stem from poems by Alfred de Musset or Alfred de Vigny. While Balzac sought the comprehensive scope of Dante, his title indicates the worldly, human concerns of a realist novelist. The stories are placed in a variety of settings, with characters reappearing in multiple stories. Notable works included in the 'Human Comedy': - The Purse - Domestic Bliss - The Imaginary Mistress - A Daughter Of Eve - Honorine - Beatrix - Gobseck - A Woman Of Thirty - Old Goriot (Father Goriot) - Colonel Chabert - A Marriage Contract - Another Study Of Woman - Ursule Mirouet - Eugenie Grandet - The Vicar Of Tours - The Illustrious Gaudissart - Cesar Birotteau - Sarrasine - Cousin Bette (Cousin Betty) - The Girl With The Golden Eyes - The Chouans - Z. Marcas ...
During winter nights noise never ceases in the Rue Saint-Honore except for a short interval. Kitchen-gardeners carrying their produce to market continue the stir of carriages returning from theatres and balls. Near the middle of this sustained pause in the grand symphony of Parisian uproar, which occurs about one o'clock in the morning, the wife of Monsieur Cesar Birotteau, a perfumer established near the Place Vendome, was startled from her sleep by a frightful dream. She had seen her double. She had appeared to herself clothed in rags, turning with a shrivelled, withered hand the latch of her own shop-door, seeming to be at the threshold, yet at the same time seated in her armchair behind the counter. She was asking alms of herself, and heard herself speaking from the doorway and also from her seat at the desk. She tried to grasp her husband, but her hand fell on a cold place. Her terror became so intense that she could not move her neck, which stiffened as if petrified; the membranes of her throat became glued together, her voice failed her. She remained sitting erect in the same posture in the middle of the alcove, both panels of which were wide open, her eyes staring and fixed, her hair quivering, her ears filled with strange noises, her heart tightened yet palpitating, and her person bathed in perspiration though chilled to the bone.
Owing to his keen observation of detail and unfiltered representation of society, Balzac is regarded as one of the founders of realism in European literature. Balzac sought to present his characters as real people, neither fully good nor fully evil, but completely human. His labyrinthine city provided a literary model used later by English novelist Charles Dickens and Russian author Fyodor Dostoevsky. The novel sequence La Comédie humaine, which presents a panorama of post-Napoleonic French life, is generally viewed as his magnum opus.. An original illustration.
Finally, an Estate Planning Guide for Californians Every Californian’s Guide to Estate Planning helps you understand the basics of leaving money and property to loved ones and charities, and naming a guardian for children—with a special focus on issues unique to California, like: how community property rules affect inheritance and taxes how to minimize capital gains for those inheriting high value real estate legal and tax rules that apply to non-citizens and U.S. permanent residents important issues for international guardians, trustees, and executors how to understand the impact of “Prop 19,” and make sure your heirs don’t lose a low (“Prop 13”) property tax rate, and how to avoid California’s slow and expensive probate system through options such as transfer-on-death deeds. With Downloadable Worksheets Includes access to essential worksheets that help you get started on writing a will, preparing a trust, choosing a guardian, leaving money to kids, naming beneficiaries, choosing agents for your health care directive and power of attorney for finances, doing a personal inventory, and more. details inside.
Programmed Sheep is an adult comedy built on my observation that humans all behave like sheep. Therefore, we are treated as such by government, politicians, employers, and the police, who all control our lives. We are being programmed to think like they want us to think, taking away our free will, freedom of speech, and even our own identity. I think most of the problems of the world are a direct result of interference in our lives by people using propaganda and lies to control the way we do think, which in turn makes us unhappy “lost sheep.” And if we oppose them, they seem to just ignore us anyway and continue with their own agenda, regardless of what the people really want. So rather than following the flock as a mindless sheep, I wanted to break free and make readers aware of the world as I see it. The book starts when I was going through mental anguish and everything started to get me down. I was feeling low, depressed, and unappreciated as a worker, so I started a self-therapy exercise, and began to write down my thoughts. The question you should ask yourself is simple: Do you control your mind or does somebody else control it for you? In Programmed Sheep, M.A. Fricker in his comedy approach brings to the surface what he sees is really going on in the world, and helps stop you from just following the flock. He is working on the sequel, Paranoid Sheep.